Loans are generally on better terms in France. Magic View will be delighted to introduce you to reputable banks and financial organisations who will provide details of their interest rates and conditions.

It is usual to obtain a loan of up to 70% of the purchase price. You may well be asked for tax returns, justification of revenue and to have a health check.

When the loan is granted and the finance contract signed there is a period of 10 days of reflection whereupon you can change your mind. It is important to realise that you cannot sign the acte authentique (final sale document) until this period has elapsed.

Should you decide to purchase with a loan there will be a charge levied pro-rata by the notary for the dossier and provision should be made for this.